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7 Tips for first home buyers

7 Tips for first home buyers

Added on 12 February 2018

  Buying your first property can be an overwhelming process. First time borrowers often face uncertainty over how to apply for a home loan, how to get approved, the grants they might be eligible for and where they should look to buy. On top of that, the home buying process can be filled with steps you never knew existed and contain jargon you've never heard of before.  Hear are a few steps that can help make the proc... READ MORE


9 Tips for getting started in property investment

9 Tips for getting started in property investment

Added on 08 February 2018

When it comes to building a retirement nest egg for the future, property is still regarded as one of the safest long-term investments. While some investors may want to buy a property and rent it out straight away, others may choose to live in the home while they renovate it.  Investing in bricks and mortar can be a great way to create wealth, but there are some golden rules to consider before taking the plunge into prope... READ MORE


RBA keeps rates on hold again

RBA keeps rates on hold again

Added on 06 February 2018

  The Reserve Bank of Australia (RBA) has left the official cash rate on hold at a record low 1.5 per cent at its first meeting of the year, citing continuing concerns about weak household consumption.  The central bank said data over the summer had been consistent with its central forecast for gross domestic product growth to pick up to average a bit above 3 per cent over the next couple of years. The... READ MORE


Tax Man comes knocking

Tax Man comes knocking

Added on 05 February 2018

  The ATO has revealed it will continue a crackdown on businesses that rely on cash payments, noting that $143 million in tax and penalties were collected last year from firms mishandling cash accounts. In a note to tax professionals, the ATO revealed that it "will begin more … visits around the country soon” as part of its Protecting Honest Business campaign. "While we know not every business is doing the w... READ MORE


ATO looks to advise credit agencies

ATO looks to advise credit agencies

Added on 25 January 2018

  The federal government has released draft legislation to allow the Australian Taxation Office to tell credit reporting bureaus that a business is not actively trying to repay an outstanding tax debt. Originally outlined in the 2016-17 Mid Year Economic and Fiscal Outlook, the government estimated in December 2016 that the policy would cost $27 million over four years to implement, but would produce a reve... READ MORE


Streamlined Superannuation reporting with Single touch Payroll

Streamlined Superannuation reporting with Single touch Payroll

Added on 25 January 2018

  Businesses failing to pay superannuation could be hit with court-ordered penalties and even 12-month prison stints under draft legislation released this week. On Wednesday, Minister for Revenue and Financial Services Kelly O’Dwyer said the draft legislation aims to protect workers’ super entitlements, while modernising the way the super guarantee is enforced. Marking the release of the draft laws, she said, "It is n... READ MORE


Don't pay the Lazy tax

Don't pay the Lazy tax

Added on 22 November 2017

With the number of products available, comparing home loans can be a daunting experience. For this reason most of us don't consider reviewing our current home loan and making  a move from our current lender. This can be costly and have disastrous effects for your finances in the long run. Banks rely on personal inertia to extract a Lazy Tax - the extra premium they make on the difference between the rate they charge... READ MORE


4 tips to better manage your cash flow

4 tips to better manage your cash flow

Added on 15 November 2017

Everyone would love to have not only the cash flow to pay all our bills on time, but also to be organised enough to do so. Ultimately we prioritise payments based on the importance of the supplier, credit terms, discounts offered for early/on-time payments, but most importantly on the financial penalties imposed on late payments. Sometimes penalties/interest exceed the original fee or interest on credit cards in particular can... READ MORE


Tax Deadlines

Tax Deadlines

Added on 14 November 2017

If you are worried that you may have missed the much publicised lodgement deadline for individual Income Tax Returns, worry no more…. That deadline of 31 October 2017 only applies if you lodge your own income tax return. Etairos receives the tax agent lodgement extension for the majority of our clients, meaning that lodgement is required by 15 May 2018 for 2017 Income Tax returns, not 31 October (earlier dates may apply for ... READ MORE


SBE Capital Expenditure Concessions

SBE Capital Expenditure Concessions

Added on 13 November 2017

In the May 2017 Federal Budget, the $20,000 immediate write-off tax concession was extended by another year, so whilst being available for 2017 as legislated the previous year, it is also available in 2018. This means that if you need capital items and they have a cost of less than $20,000 (net of GST), then they can be deducted against your income 100% in 2018, not depreciated and that expense claim spread over the following ... READ MORE


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Latest from the blog

7 Tips for first home buyers 12 February 2018

  Buying your first property can be an overwhelming process. First time borrowers often face uncertainty over how to apply for a home loan, how... READ MORE

9 Tips for getting started in property investment 08 February 2018

When it comes to building a retirement nest egg for the future, property is still regarded as one of the safest long-term investments. While some... READ MORE

RBA keeps rates on hold again 06 February 2018

  The Reserve Bank of Australia (RBA) has left the official cash rate on hold at a record low 1.5 per cent at its first meeting... READ MORE

“Jaeneen from Etairos Finance recently provided me with outstanding results for refinancing my mortgage. She worked so well to inform me of all the necessary requirements I needed to supply. I am so overwhelmed by her dedication and professionalism. She brings her consistent cheerful nature to every correspondence. She is a godsend. In fact all the team at Etairos was great. They managed to secure a fantastic refinance outcome for me and as a single mother of 3 this is truly the best news.” more testimonials

Anna Magnus, The Gap, Brisbane

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