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News and information

Rising rates hit property investors

Rising rates hit property investors

Added on 17 March 2017

National Australia Bank (NAB) announced it will raise its standard variable mortgage rate by 25 basis points to 5.8 per cent for property investors and by seven points for owner-occupiers to 5.32 per cent. The increased rates are due to take effect next Friday.  Speaking earlier this week, RBA assistant governor Michele Bullock said Australia’s regulatory bodies, including APRA, ASIC, and the Treasury, are watchin... READ MORE


ATO Set for clamp down on SMSFs non lodgement

ATO Set for clamp down on SMSFs non lodgement

Added on 23 February 2017

  Non-lodgement continues to be a major focus for the ATO’s SMSF compliance activity and the tax office will soon be stepping up its communications with those who are yet to comply. On-time lodgement has been a major focus of the ATO in recent years, with delayed lodgement often a sign of deeper issues within an SMSF. ATO assistant commissioner for superannuation Kasey Macfarlane has stated that the tax office recently ... READ MORE


SMSFs keep the bastards honest

SMSFs keep the bastards honest

Added on 16 February 2017

  Don Chip and the Australian Democrats "Kept the Bastards Honest"  The efficiency of the SMSF sector will be a major focus of the Productivity Commission’s review of the super system, suggesting significant and systemic change could be in the pipeline.Given the Murray Inquiry’s finding that Australia’s superannuation system is not operationally efficient, the Productivity Commission’s review will be assessin... READ MORE


How to maximise cash flow for your investment property

How to maximise cash flow for your investment property

Added on 06 February 2017

  As a building gets older, items wear out, they depreciate. The Australian Taxation Office allows property owners to claim this depreciation as a deduction. Depreciation can be claimed by any property owner who obtains income from their property. Buying or building a new investment property usually delivers greater deductions for depreciation of fixtures and fittings and annual write-off of the building cost. The size o... READ MORE


The surprising thing damaging your credit score

The surprising thing damaging your credit score

Added on 01 February 2017

  If you're struggling to get finance for your business or personal needs, it could be a poor credit score, and you may be surprised to learn that the reason for this is simply that you've been shopping around for a loan. Enquiry listings on your credit files are a big red flag to lenders.  An enquiry listing is put on your credit file each time you apply for finance. The enquiry listing could be placed by a ban... READ MORE


Is now the time to consider a fixed rate loan?

Is now the time to consider a fixed rate loan?

Added on 27 January 2017

  In August last year, the Reserve Bank (RBA) cash rate hit a record low of 1.5 per cent, having fallen from 4.75 per cent since mid-2011, and while few economists are calling an end to the interest rate easing cycle, speculation is mounting that at some stage rates will need to rise. As a growing number of economists and other forecasters believe the next interest rate move will be up, homeowners are facing more mortgage... READ MORE


An SMSF can borrow to purchase property

An SMSF can borrow to purchase property

Added on 16 January 2017

A Self-Managed Superannuation Fund (SMSF) can borrow money to: Purchase a property (including all acquisition costs) Pay for repairs and maintenance and Capitalise interest. You cannot use borrowed funds to improve the property once purchased. Improvements include additions, granny flat, extensions etc. To undertake these kind of activities, you must use the current cash resources of the fund so it's criti... READ MORE


Rate hikes not a done deal just yet

Rate hikes not a done deal just yet

Added on 12 January 2017

It might be bad news for anyone with a mortgage, or someone looking to borrow money or just those with plenty of debt already – interest rates in Australia are on the rise. Well, they are if the bets that money market traders are placing are anything to go by. If there is some good news. It won't be happening until the end of this year or early in 2018. There is also the chance that the traders could be wrong.It's worth no... READ MORE


Consumers enter the New Year on a high

Consumers enter the New Year on a high

Added on 11 January 2017

Aussies enter 2017 on a four month high amid increasing expectations that the Reserve Bank (RBA) will raise the cash rate  The ANZ-Roy Morgan’s Consumer Confidence index shows that Consumer confidence is at its highest level since August.  The index for the week ending January 8th had a score of 120.1, up 4% compared to 2016's average confidence and significantly above the long term average of 116.5 since 2010.&nb... READ MORE


SMSFs Trust their Accountant the most

SMSFs Trust their Accountant the most

Added on 10 January 2017

  Accountants [are] the most trusted source of financial advice for self-managed superannuation fund (SMSF) trustees, while the use of a financial adviser by trustees dropped from 2015. That was one of the findings of ‘SMSF Insights' survey of over 600 self-managed superannuation fund (SMSF) holders jointly published and by the Financial Services Council and UBS Asset Management. The survey found the number of SMSF hold... READ MORE


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Latest from the blog

Rising rates hit property investors 17 March 2017

National Australia Bank (NAB) announced it will raise its standard variable mortgage rate by 25 basis points to 5.8 per cent for property investors... READ MORE

ATO Set for clamp down on SMSFs non lodgement 23 February 2017

  Non-lodgement continues to be a major focus for the ATO’s SMSF compliance activity and the tax office will soon be stepping up its... READ MORE

SMSFs keep the bastards honest 16 February 2017

  Don Chip and the Australian Democrats "Kept the Bastards Honest"  The efficiency of the SMSF sector will be a major focus of the... READ MORE

“Fantastic service from Paul and Jaeneen when I built my first property earlier this year, it was outstanding. The process was seamless and stress free which is exactly what I was after. Etairos were amazing to work with. I highly recommend working with them for anyone seeking finance and look forward to working with them again in the future!” more testimonials

Robbie Rintoul, Gladstone

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