Etairos Accounting and Finance
we guide you to a better future
Etairos Accounting and Finance
Strength in Numbers
Interested to know how an SMSF
can work for your future?
Are you looking for something better from your
Accounting and Finance experience?

News and information

Call your mortgage broker before you list your home for sale will save you lots of headaches and stress

Added on 03 March 2015

Getting a clear idea of your financial situation and arranging finance ahead of time can save you unnecessary headaches later on and let you focus your energies on house hunting. In a market of greater credit history scrutiny, it is now even more important to have your financial situation fully assessed before placing your home on the market. Lenders' servicing criteria, although more flexible than early post GFC day... READ MORE


Rate cut likely in March

Added on 19 February 2015

Falling interest rates have sparked a surge in activity among our home loan customers, who are very likely to receive another rate cut within weeks,  courtesy of the Reserve Bank of Australia (RBA) The February rate cut of 0.25 per cent will flow through to most variable-rate mortgages from Friday onwards, and economists now believe the RBA will cut again at its March 3 meeting, following last week’s poor employment da... READ MORE


Organise a depreciation schedule to increase your tax deductions

Added on 07 February 2015

As a property investor, you’ll want to take advantage of every cost saving device available and depreciation is a good one.  Depreciation is compensation for the general wear and tear of your investment property and generally involves two different types: capital works, and plant and equipment. Capital works involves the structure itself as well as items that are permanent: door and window fittings, the driveway, buil... READ MORE


Could interest rates be cut next week?

Added on 28 January 2015

  There is increasing speculation that the Reserve Bank of Australia may cut interest rates as early as next week as economic data continues to show weakness. With inflation figures out today expected to show low consumer price increases and the dollar bouncing down to 79 US cents already this week, many analysts are talking of lower rates and that could happen sooner rather than later.  (Source: West Australian cite... READ MORE


New home sales continue to rise

Added on 23 January 2015

New figures from the Housing Industry Association show that sales of new homes have continued to grow. The latest figures, for November 2014, reveal seasonally-adjusted growth of 2.2 per cent from the previous month with multi-unit sales surging over a two month period to their highest level since 2003. In contrast there was a 1.5 per cent dip in new detached homes in November. HIA chief economist Harley Dale expects the do... READ MORE


Offset Account Powers your home loan

Added on 24 November 2014

An offset account can provide huge savings over the life of your home loan so be sure it’s set up to get the best bang for your buck.  An Offset Account is a type of savings account that enables you to have every cent of your money working to reduce your home loan rather than sitting in a standard savings account.The money in an offset doesn’t pay interest to you; instead it’s credited to your home loan account h... READ MORE


Is it time to Refinance?

Added on 16 October 2014

  Many people with a mortgage on their home regularly make payments without giving a thought to how they might reduce their biggest household expense. Taking the time to research the benefits of refinancing could lead to substantial savings for any homeowner. Refinancing does not have to be a lengthy process and in many cases does not require additional investment, but it is important to step back and evaluate the benefit... READ MORE


Can we afford a mortgage AND a baby?

Added on 13 October 2014

  It’s amazing how tiny babies can turn our household upside down. We quickly learn that we need to be more flexible about when we eat, sleep, go to the shops and even we have a shower. It helps to be flexible in your financial life too when the impact of a reduced household income and the expense of a new addition to the family start to become apparent. It’s never the right time whether it be for career, personal or ... READ MORE


Financial inertia ensures pain over gain

Added on 04 October 2014

  So, you're a regular reader of the business pages and you reckon you're smarter than the average bear when it comes to financial matters. Well, here are some common "biases" to which people fall victim when making decisions about financial products. See if you can put hand on heart and swear you've never made any of these mistakes. If you can, you're a lot smarter than me. Have you ever overspent on your credit card, or... READ MORE


Borrowing Arrangements for your SMSF

Added on 22 September 2014

Current trends show that more and more Self Managed Super Funds are investing in property through the use of limited recourse borrowing arrangements. Therefore it is of ever greater importance that this process is completed in-line with Australian Tax Office requirements. For trustees thinking of undertaking a limited recourse borrowing arrangement please find a useful checklist below Ensure your SMSF’s deed allows... READ MORE


‹ First<89101112>

Latest from the blog

Federal Budget 2022 05 April 2022

The Federal Treasurer, the Hon. Josh Frydenberg MP, delivered his latest Federal Budget on 29 March 2022. The Budget papers include a number of... READ MORE

Payroll & Superannuation changes 08 June 2021

 Payroll & Reporting to ATO  Do you pay wages to employees ? Do you pay wages to yourself ? If you answered yes to... READ MORE

Federal Budget 2021 06 October 2020

Federal Budget Summary The Federal Treasurer, Mr Josh Frydenberg, handed down the Government’s delayed 2021 Budget last night – 6 October... READ MORE

“Jaeneen's commitment to getting the right result for her clients, in the fastest possible time, is virtually unparalleled in my years of experience. ” more testimonials

Matthew Rae, Credit Manager - Iden Group

Call  1300 55 22 30  now